Mortgage Solutions
End-to-end mortgage solutions tailored to your needs. From pre-approval to closing, we guide you every step of the way.
First time home buyer
Thinking about buying your first property?
Tired of passing your hard earned rent over to your landlord? Maybe you’ve built up some savings and have a downpayment for your own property. No matter what your situation is, I help simplify the buying process and worry about all the financing details so you can get down to finding just the right property as fast as possible. I am here to help you beat the banks
Each mortgage application is different and I will help you figure out the numbers so you can stay focused on shopping for properties within your approved price range.
New to Canada
Mortgages for People New to Canada
With newcomers to Canada playing an ever increasing role in Canada’s future population growth, mortgage financing is available to borrowers with a permanent and non-permanent residence status with the goal of helping newcomers to Canada realize their dream of home ownership.
Most lenders have policies in place which can accommodate clients who have immigrated to Canada within the last 36 months and who are looking for an insured mortgage. CMHC offers financing that is available to borrowers with both permanent and non-permanent residence status; helping new comers realize their dream of home ownership in Canada.
— Mortgage Renewal
Mortgage Renewal Assistance: Securing the Best Terms for You
We’ll secure a rate lock for you so that if rates drop, so does yours, but if they rise, you’re protected. Renewal is also the perfect time to reassess your financial situation.
Refinances
The Benefits of Refinancing with Us
Refinance up to 80% of your home’s value quickly and easily to pay off high-interest credit card debt that has caused your cash flow to slow to a trickle. Worried about penalties? Don’t think it can make much difference? Think again. By using your home equity to consolidate your debt, you can improve monthly cash flow, have one easy payment, and be mortgage-free quicker
Private Mortgages
Purchase Mortgages in Canada: Your Path to Homeownership
A purchase mortgage is a loan used to buy a home or property. It is typically secured by the property being purchased, meaning the lender can take possession of the home if the borrower fails to repay the loan. The loan is paid back over a fixed term (e.g., 15, 30 years) with regular monthly payments that include principal and interest. Purchase mortgages can have fixed or variable interest rates.
Mortgages for Separation
Mortgages After Separation or Divorce
Going through a separation or divorce often means significant changes to your living situation. Whether you’ve been bought out of the family home, sold the property, or are starting fresh, securing a new mortgage is a common next step. Separation or divorce brings major life changes, including housing transitions. Whether keeping, selling, or leaving the family home, you’ll likely need mortgage solutions. We specialize in helping separated individuals navigate this complex process.
Business for Self
Mortgases for Self-Employed Borrowers in Canada
Securing a mortgage when you’re self-employed comes with unique challenges, but it’s absolutely possible with the right approach. At Sliverspring, we specialize in helping entrepreneurs, freelancers, and business owners navigate the mortgage process with confidence. We understand that traditional lenders often don’t accommodate the variable income streams of self-employed professionals. That’s why we’ve built strong relationships with alternative lenders who recognize your true financial picture. Our expertise lies in presenting your financial story in the most favorable light to maximize your approval chances.
Reverse Mortgage
Homeowners can use a reverse mortgage as a financial product.
Homeowners aged 55 and above can access the equity in their homes without selling through a reverse mortgage. This option provides tax-free funds that can be used for various needs, such as medical expenses, home upgrades, or personal goals. Our experienced team is ready to support you at every stage, explaining the potential costs, benefits, and outcomes of a reverse mortgage. We’re committed to helping you make a confident, well-informed decision that suits your financial priorities and lifestyle.
