About Us
Welcome to Mortgages with Kyle Hibbert, where our foundation is built on transparency, integrity, professionalism, and expertise.
Kyle Hibbert
Mortgage Broker | FSRA - M20001809
With over 13 years combined with the team of experience in financial services, including almost half a decade as a licensed mortgage agent, I specialize in helping clients secure the best mortgage solutions tailored to their unique needs. My deep understanding of the mortgage landscape—from first-time homebuyer programs to refinancing and investment properties—ensures clients receive expert advice and competitive rates.
The right agent can lead the way.
As a seasoned real estate expert for over a decade, I’ve helped countless individuals seize life-changing investment opportunities. My diverse background in technology, community engagement, politics, retail, and entrepreneurship has uniquely prepared me to serve clients with exceptional care and expertise. With my top-performing team
We believe in your potential.
Our mission is to empower you to achieve your dreams by simplifying the often overwhelming and complicated world of home financing. We are dedicated to providing clear, transparent, and personalized guidance every step of the way, ensuring you make informed decisions that align with your financial goals.
Unlike traditional brokers or mortgage specialists who may prioritize commissions, we focus on your long-term benefits
We're building Canada's premier digital mortgage experience.
A comprehensive mortgage solution: guiding you from the first step to the final drawdown, with support and expert advice.
Home buying, simplified.
Have questions about mortgage terms, conditions, or potential penalties?
Easy mortgage switching.
Save more by switching your mortgage—let us handle the work.
Mortgage resources
We offer flat legal fees and a Home Buyer Helper to keep things simple.
Why Choose Me?
I’ have had the privilege of helping countless clients navigate the often complex and ever-evolving Canadian mortgage landscape. Staying up to date with the latest regulations allows me to provide the best guidance and solutions tailored to your needs. My goal is to make the mortgage process as smooth and stress-free as possible for you. I’m also proud to share that with every mortgage we close, my brokerage makes an annual donation to the Edmonton Food Bank—giving back to the community that supports us.
Commonly Asked Questions
Qualification depends on factors like credit score, income, debt-to-income ratio, and down payment.
You can apply through my email, text or phone number
Rates are influenced by market conditions, your credit score, loan term, and down payment amount.
Yes, only a % of mortgage amount can be payoff without penalty. Check your specific loan terms for details.
We offer various mortgage types, including:
- Purchase
- Refinance
- Renewal
- Private mortgage
- Reverse mortagge
- Pre approvals
The process usually takes 7-10 days from application to approval, but this can vary based on individual circumstances.
Your payment typically includes principal, interest, property taxes, and homeowners insurance (often referred to as PITI).
Yes, I offer in-person consultations at your convenience. Just send me a text, email or call my cell 613-315-6464
I was nervous about buying my first home, but their team made the experience smooth and manageable with their patient .